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When couples are preparing to walk down the aisle, they are likely not thinking about the possibility that the marriage may someday end in divorce. However, there is great benefit in considering this possibility in the future and putting certain protections in place.

If you are getting married, you would be prudent to consider the benefit of having a prenuptial agreement. This is a legal agreement that could protect your financial interests and property in case of a divorce. The thought of drafting a prenuptial agreement may not seem romantic, but it can save you a significant amount of time, stress and money in case you divorce. It is a simple way to shield yourself in case of a contingency.

How do I know if I really need it?

Not every couple will need a prenuptial agreement, but they can be useful tools for couples of all income levels. Some of the things that you may be able to accomplish with your prenuptial agreement include the following:

• It allows you to outline what is separate property and not eligible for division in case of a divorce.
• A prenuptial agreement provides you the opportunity to outline special agreements between you and your spouse, as well as each person’s financial responsibilities during the marriage.
• You can also assign debt so that one person does not leave the marriage with an unfair share of the financial obligations.
• This type of legal agreement can also outline how you wish to address problems if they arise in the future.

A prenuptial agreement is not necessarily the best choice in every situation, but it could be a practical way to protect yourself. A prenuptial agreement can save you significant time and money over property division disputes in the event of a divorce. It might be useful to fully explore the benefits of this option before you get married.

Choices today can affect you tomorrow

It is not easy to think about divorce before you even walk down the aisle, but it could be a smart decision to do so. A prenuptial agreement is a legally binding contract, and people drafting these agreements would be wise to put thoughtful consideration into their decisions.

Many people find it beneficial to consider experienced guidance as they put certain protections in place for their future. An evaluation of your situation can determine if this type of legal protection is ideal for you.